Banco Bradesco SA (ADR) (BBD) provides banking and financial products and services to individuals, companies, and corporations and institutions. The company operates through two segments, Banking; and Insurance, Pension Plans and Capitalization Bond. It accepts various deposit products, such as demand and time deposits, checking and savings accounts, interbank deposits from financial institutions, and accounts for salary purposes. The company also offers loans comprising personal and short-term loans, vehicle financing, overdraft loans, and payroll-deductible loans; housing loans; and government-funded long-term loans, such as BNDES onlending/FINAME. In addition, it offers other corporate loans and advances, such as short-term loans; working capital loans; corporate overdraft loans; discounting trade receivables, promissory notes, checks, credit card and supplier receivables, etc.; financing for purchase and sale of goods and services; investment lines for acquisition of assets and machinery; rural loans; and microcredit to low-income individuals and small companies. Further, the company provides life and personal accident, health, automobile, property, casualty, and liability insurance products, in addition to insurance against miscellaneous events; reinsurance products; pension plans; and capitalization bonds. In Addition To, it offers credit, debit, and pre-paid cards; cash administration solutions; public authority solutions; asset administration services; services related to capital markets and investment banking activities; intermediation and trading services; capital markets solutions; international banking services; import and export financing; consortiums; and receipts and payments solutions. As of December 31, 2015, the company operated through a network of 4,507 branches, 4,247 service centers and electronic in-company service centers, and 31,527 ATMs in Brazil; and 3 branches internationally. Banco Bradesco S.A. was founded in 1943 and is headquartered in Osasco, Brazil.
Barclays PLC (ADR) (BCS) declares the appointment of Ross Sandler as Senior Internet Analyst and Managing Director in the Americas Equity Research department. Mr. Sandler has been covering the Internet sector since 2004, and has been a Top 10 ranked analyst in the Institutional Shareholder poll consistently since 2011.
Mr. Sandler joins from Deutsche Bank where he spent 4 years, most recently as a Managing Director in Internet and Digital Media. Before Deutsche Bank, he spent 8 years with RBC and 4 years at UBS.
Rob Rouse, Head of Americas Equity Research said: “Ross is a tremendous addition to our department. He has a strong reputation for thoughtful and thorough research, and for being highly commercial in his client relationships. His breadth of experience will be integral as we continue to expand our impact as a thought leader in Internet, and his arrival underscores our commitment to providing the highest quality product across the Technology vertical to our clients.”
Mr. Sandler graduated from the University of New Hampshire with a BS in Business Administration and has an MBA from New York University.
Barclays Americas Equity Research department delivers actionable insights and innovative products to clients, partnering with them to ensure they can leverage Barclays’ resources to make informed investment decisions. In 2016, Institutional Shareholder, one of the broadest measures of research impact, released its annual All-America team results in which Barclays gained an additional position and secured a Top 10 overall position for the 20th successive year.